Hawaii Public Adjuster

A public insurance adjuster may be needed to help your insurance agency determine exactly what is entitled to you. And because most insurance companies seek to maximize profits and curb costs, their private insurance adjusters are often overworked and underpaid. Many insurance employees simple do not have the time or means to properly ensure you’re getting all of the compensation you deserve. That’s why hiring a public insurance adjuster may be in your best interests.

Claims

When you make a claim against your insurance company, they will send out a private insurance adjuster. These adjusters work for the insurance company and have their interests in mind. Even though they are there to provide you with the help you need, they know how to minimize the loss and save money for the company, potentially leaving you without full compensation. Hiring a public insurance adjuster can make you feel more confident in knowing that you are going to get the most out of your insurance claim.

Fees

Typical public adjuster fees are represented by a certain percentage of the settlement. In most cases, if a settlement is not reached, the public adjuster will not receive a fee. This incentive helps to provide you with the largest amount possible from the settlement. Fees are paid to the public adjuster after the settlement has been reached and the insurance company provides you with a settlement check.

References

When searching for a public adjuster, it’s a good idea to get at least 3-5 contactable references. This will allow you to speak with their past clients and be sure they did a good job with their claim. With a long list of past satisfied customers, you can be sure you’re getting the right person for the job.